Capital Funding for Rural Healthcare – Funding & Opportunities

SBA 7(a) Guaranteed Loans
Loan guarantees to financial institutions that provide loans to small businesses (including small healthcare practices) for working capital, equipment purchase, real estate purchase, building construction/renovation, business acquisition, and debt refinancing.

SBA Certified Development Company (504) Loan Program: Rural Initiative Pilot Program
Provides small businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. 504 Loans are potential options for healthcare practitioners who want to build a new office or expand/renovate an existing medical building. The Rural Initiative Pilot Program waives some small business regulations in order to expand capital access to eligible rural areas.

Section 108 Loan Guarantee Program
Funding that provides communities with a source of financing for economic development, housing rehabilitation, public facilities, and physical development projects, including improvements to increase resilience against natural disasters.

Telecommunications Infrastructure Loans and Loan Guarantees
Loans and loan guarantees for the construction, maintenance, improvement, and expansion of telephone service and broadband in rural areas.

USDA Community Facilities Direct Loan and Grant Program
Direct USDA loans and/or grants to purchase, construct, enlarge, or improve essential community facilities for healthcare, public safety, education, and public services in rural areas.

USDA Community Facilities Guaranteed Loan Program
Loans from eligible private lenders, guaranteed by USDA, to help build essential community facilities in rural areas.