On-Farm Labor Housing Loans

Northeast and Midwest inquiries:
MFHprocessing1@usda.gov
(CT, DE, IA, IL, IN, KS, MA, MD, ME, MI, MN, MO, ND, NE, NH, NJ, NY, OH, PA, RI, SD, VA, VT, WI, WV)

South and West inquiries:
MFHprocessing2@usda.gov
(AK, AL, AR, AZ, CA, CO, FL, GA, HI, ID, KY, LA, MS, MT, NC, NM, NV, OK, OR, PR, SC, TN, TX, UT, VI, WA, WY)

On-Farm Labor Housing Loans provide affordable financing to develop or rehabilitate affordable rental housing for very-low to moderate income domestic, migrant, and seasonal farm laborers.

Eligible tenants include employees of the owner that are domestic farm laborers, individuals who earn a substantial portion of their income from farm labor, retired domestic farm laborers, or disabled farm laborers. The families of eligible tenants also are eligible if they are not related to the owner.

Occupants must be U.S. citizens or reside in the United States, Puerto Rico, or the Virgin Islands after being legally admitted for permanent residence, or a person legally admitted to the United States and authorized to work in agriculture.

Fact sheet

Eligible applicants:

• Individual farm owners
• Family farm partnerships
• Family farm corporations
• Associations of farmers

Loan amount: There is no loan minimum. The maximum loan amount is 100% of the allowable total development cost.
Interest rate: 1% per annum
Term: Up to 33 years

Contact the appropriate Processing and Report Review Branch at MFHprocessing1@usda.gov or MFHprocessing2@usda.gov for a project consultation call.

Application package

Multifamily housing appraisal guidance

Applications are accepted on a first-come, first-served basis until funds are depleted.