Water and Wastewater Loans

479.443.2700
Online contact form

Communities Unlimited offers loans, with terms up to 15 years, for small, rural community water and wastewater projects. Loans are made nationwide with an emphasis on Alabama, Arkansas, Oklahoma, Louisiana, Mississippi, Tennessee, and Texas. The loans help rural communities make the repairs and improvements needed to maintain an uninterrupted supply of safe drinking water and wastewater disposal for their customers.

Loans can be used to:

• Meet compliance requirements for public drinking water and wastewater regulations
• Improve public health and system security
• Extend service to new customers or improve service to existing customers
• Create opportunities for economic development

Eligible applicants are nonprofit corporations, local governments, and tribal nations that:

1. Serve a significant number of low-income customers
2. Serve communities with a population of 20,000 or less
3. Have the cash flow for debt service or permanent take-out financing
4. Are willing to accept no-cost technical assistance if needed

Loans of up to $750,000 are available. Loan amounts are based on needs, requested terms, and ability to repay.

There is a 1% origination fee.

A link to the application is available on the program website.